I’ve talked about getting your finances under control and the student debt issue we have in the U.S. in previous posts. Today, I want to focus exclusively on options and ideas for refinancing your student loans and ultimately, eliminating your student loan debt. In this post, I will discuss why it is important to refinance your student loans,......
This post was created because one of my Facebook followers (who was also my left guard in high school football) asked a question: what is there to know about robo-advisors? This is an excellent question – thank you, Cody! There are really three types of advisors: financial advisors, robo-advisors, and you yourself as your own......
In this post, I examine the question:  Is college the best option after high school? I understand this could be a controversial topic, and I will be the first to admit that the investment in my education has definitely paid off. However, there are different ways that I could have pursued a degree in Electrical......
In this post, I examine my own situation to see whether purchasing my house was worth it from a pure numbers standpoint. I read articles that argue both sides, renting and buying a home, and each side has valid arguments. Later in the post, I will review other considerations to determine if you should buy......
In previous posts, I wrote about the steps we followed to get our finances under control and ultimately, get out of debt. In my post, How do you get your finances under control, I review the five steps we used during our get out of debt journey. In one of my other posts, How much......
In Scott Alan Turner’s book 99 Minute Millionaire, he introduces investing in a simple, easy-to-understand way. Turner keeps the book concise and interesting as he uses many food analogies linked to investing. One of my favorites is where Turner describes how the money spent ordering pizza once a week could be invested and in 25......
Roth IRAS are a powerful investment vehicle. The details of the Roth IRA, including contribution limits, income level restrictions and taxes on distributions are reviewed below. Before jumping into the details, if you max out a Roth IRA and get a 10% return here is how much you can expect in retirement. That is right,......
Debt Free! Last week, we made our last payment of $6,400 to complete our last student debt payment. We started our journey toward financial freedom last December (2015) when we set a goal to eliminate the $97k we had in debt. The $97k consisted of three student loans ($50k, $20k and $7k) and two car......
I get extremely frustrated with the large banks and the government for the amount of money they are making off of student loans and credit card debt. If you are like me and have student loans (or credit card debt), you need to get serious about creating a budget. Creating a budget helped me get......
This weekend we were with some friends and the topic for buying cars came up. One couple we were talking to was discussing either buying a used truck that they would pay for in cash or leasing a newer car. Additionally, if they were to pay for the truck with cash, they would work on......