Posts filed under: Personal Finance

My first question for you today is: do you have an emergency fund? My second question is: if you have an emergency fund, how much money do you make on it each year with your current savings account? My post today tackles these two questions, and I share how I made an easy $300! Do......
In this post, I examine my own situation to see whether purchasing my house was worth it from a pure numbers standpoint. I read articles that argue both sides, renting and buying a home, and each side has valid arguments. Later in the post, I will review other considerations to determine if you should buy......
This weekend we were with some friends and the topic for buying cars came up. One couple we were talking to was discussing either buying a used truck that they would pay for in cash or leasing a newer car. Additionally, if they were to pay for the truck with cash, they would work on......
Last year I tried to understand how all of this tax stuff worked, and I couldn’t determine why I couldn’t get the same number as my accountant when I calculated my tax liability. In this post, I will discuss how to calculate the taxes you owe, which is based on how you file and the......
  • Get your finances under control
Do you have your finances under control? In this post, I will review how you can get your finances under control. This may sound naïve but before I became interested in personal finance I didn’t recognize the amount of money from my paycheck each month that was going toward debt. I kept a simple Excel......
  • permanent versus life insurance
One decision you need to make when looking at life insurance to protect you and your family is choosing between permanent versus term life insurance. Each person’s situation is different. I will cover important aspects for each type of coverage to enable you to make the decision that is best for your situation. Term Life......