Posts filed under: Personal Finance

  • millennial money minutes
I wrote a post back in February that tackled the question: should I pay off my house or invest? One of my favorite podcasts is Millennial Money Minutes. I shot them a tweet a few weeks back and they answered my question on their podcast last week. I listen to Scott Alan Turner’s podcast every week......
  • health savings account
**This post is updated from a previous post for 2017 IRS limits** What is a health savings account (HSA)? A health savings account is a tax-exempt account to pay or reimburse certain medical expenses. I contribute to a health savings account because my employer only offers a high-deductible-health plan (HDHP), and this plan offers significant......
  • early retirement
Today’s post will review some information I learned from the personal finance community regarding early retirement. Many folks use the acronym financial independence retire early (FIRE). How early are some of these folks planning to retire? I’ll share a few stories of bloggers I enjoy following, and then I will share if FIRE is possible. Finally,......
  • pay off my house
At the start of the year, I set goals for my blog in 2017. If you didn’t get a chance to read my post you can read it here. Before I provide a recap of my original goals, I want to share a new goal I set – pay off my house in 8 years.......
  • Living paycheck to paycheck
Living paycheck to paycheck is a term I hear often within the personal finance community. There are some different definitions out there for what this truly means, but I struggle to fully comprehend what it means to NOT live paycheck to paycheck (P2P). Does it mean that if you missed one month’s salary and you......
  • personal finance tips
The start of a new year… Whether you finished 2016 on a high note or a low note, think of 2017 as a fresh start to tackle some things that you didn’t get around to in 2016. My article today reviews 6 personal finance tips to start off 2017. Many people set resolutions for the......
I will keep up the tax posts later this week with a new post this Wednesday. I reached out to my Twitter community to see if anyone wanted to share a guest post and Jacqueline Mann from richerwithpets.com reached out! What I really like about the topic of Jacqueline’s post is the theme of educating our children......
My first question for you today is: do you have an emergency fund? My second question is: if you have an emergency fund, how much money do you make on it each year with your current savings account? My post today tackles these two questions, and I share how I made an easy $300! Do......
In this post, I examine my own situation to see whether purchasing my house was worth it from a pure numbers standpoint. I read articles that argue both sides, renting and buying a home, and each side has valid arguments. Later in the post, I will review other considerations to determine if you should buy......
This weekend we were with some friends and the topic for buying cars came up. One couple we were talking to was discussing either buying a used truck that they would pay for in cash or leasing a newer car. Additionally, if they were to pay for the truck with cash, they would work on......