Posts filed under: Investing

  • roth conversion ladder
Admittedly, I’ve been complacent writing blog posts. I had a work trip and then a friends 30th birthday that consumed my last couple of weekends. But, I plan to get back in my normal routine of weekly posts and attempting to get ahead on writing. A huge shout out to some of my readers that asked......
  • Solo 401(k)
Happy Memorial Day, everyone! A special thank you to all of the veterans out there – I greatly appreciate what you do for our country. Today’s post is relatively short and sweet. I touch on the importance of an employer match in your 401(k). The second item I cover is the solo 401(k) and how......
  • health savings accounts
Whether you’re a fan of the new American Health Care Act (AHCA) or not, there is one valuable benefit in the new AHCA plan. The valuable benefit is increased contributions into a Health Savings Accounts. The contribution limits for Health Savings Accounts (HSA) are set to increase significantly for individuals and families. Below, the table......
  • you can become a millionaire with an average salary
Is it possible to become a millionaire with an average salary? The answer is yes, but the key to the answer is to leverage compound interest. CNN had an interesting article addressing the question: can you become a millionaire on an average salary? 37% of American’s think they will need $1 million to retire safely. It is......
  • Signs of a promising long-term growth stock
Today I have a guest post from Troy over at MarketHistory.org. Troy blogs about his thoughts on the stock market and investing. He uses the stock market history to rationally predict what the stock market will do in the future. Although my philosophy for investing is to use the keep it simple stupid (KISS) method,......
  • student debt
Students graduating college in 2016 are averaging just over $37,000 in student debt. The average starting salary for an engineer out of school is just over $62,000 – just over $66,000 for my fellow Electrical Engineers. The starting salary is up quite a bit for Electrical Engineers, about $10,000, from when I graduated college (2010.) In......
  • active fund managers
I read an article on CNBC  that discussed how Warren Buffet dedicated four pages of his 29-page annual report criticizing active fund managers. Buffet’s reasoning for slamming active fund managers is due to the high fees these folks charge. The fees are often 1% or more of the funds they manage. At one point, Buffet compared these......
This post was inspired by a conversation I had with a good friend that is trying to better his life by finding a good paying job with UPS. UPS offers a nice pension plan if you work for the company for 25 years or until you are 55 (with a certain minimum number of years......
Is buying a house a form of investment? In my post this week, I define what the word investment means. Next, I share the details of the return on my investment from my first home. Finally, I address if buying a home is a good investment or a bad investment. Defining the word Investment According......
  • REIT
Are you looking to further diversify your portfolio? Maybe you want to invest in real estate but you don’t have the funds to put a down payment on a house because you are still working on taking control of your finances? In this post, I will examine what a real estate investment trust (REIT) is.......