Blog

Last week, I wrote about one strategy for accessing the funds in your retirement accounts early. This strategy is called a Roth Conversion Latter. The Roth Conversion Latter involves converting money from your Traditional IRA to your Roth IRA. In this week’s post, I tackle a second method that enables you to pull money from......
Continue Reading →
  • roth conversion ladder
Admittedly, I’ve been complacent writing blog posts. I had a work trip and then a friends 30th birthday that consumed my last couple of weekends. But, I plan to get back in my normal routine of weekly posts and attempting to get ahead on writing. A huge shout out to some of my readers that asked......
Continue Reading →
  • simplest budgeting method
My wife follows Jordan Page, who is a blogger and YouTuber. She has this unique idea for budgeting that my wife and I are about to begin our third week trying. Jordan calls this budgeting method the Simplest Budgeting Method Ever. An Overview of the Budget… Here is how the concept of Jordan’s simplest budgeting......
Continue Reading →
  • bull market
The market has been a bull market for the better part of seven years. I used this cool calculator to show that the annualized return for the S&P 500 is almost 11% from 2009 through present day. Even crazier, if you reinvested the dividend returns, the annualized return is over 13%! Wow… That is an incredible......
Continue Reading →
  • traditional 401(k) or roth 401(k)
One of my good buddies came over this weekend and he recently got a new job. He is contributing to his company’s 401(k) plan – which is excellent! He met with a few folks from HR to figure out whether a traditional 401(k) or Roth 401(k) would be best. The folks that he met with......
Continue Reading →